Insurance coverage is a major concern for people with chronic disease. Will health insurance appropriately cover doctor appointments, tests and treatments? If insurance doesn’t cover certain prescription medications, how can they be accessed for the lowest price? If the time comes that one is unable to work full-time, is disability insurance in place to replace a portion of the lost income? When do you file disability claims, and how do you appeal insurance denials? To help answer these questions and more, we have added a Disability and Insurance web page in the alphabetical list of Resources on our website’s main dropdown menu, where you can choose from a menu of topics including:
- Disability Insurance Planning
- Disability Insurance Claims
- Health and Prescription Medicine Insurance Overview
- Health and Prescription Medicine Insurance Denials and Appeals
- Saving Money on Prescription Medications
The first goal of providing this information is to encourage everyone in the hypersomnia community to seek out and purchase the insurance coverage that will best preserve both their physical and financial health. The second goal is to educate everyone on the most effective ways to use insurance coverage or pharmaceutical and government programs when benefits are needed. By providing information and examples, it is our sincere hope that more people with hypersomnias will successfully file claims and win appeals for both Disability and Health & Prescription Medicine insurance.
If you are a person with a hypersomnia, check out this important information as soon as possible!
If you are a healthcare provider, please refer your patients to this new resource!